The information on this website is provided by GNT Finance and Mortgage for general educational purposes. It does not take into account your personal objectives, financial situation or needs and should not be relied upon as personal advice.
Credit advice
We provide credit assistance in relation to home loans and other credit products. Any recommendation we make is only provided after a full assessment of your circumstances and in the form of the written documents required under the National Consumer Credit Protection Act 2009. Website content, emails, calculators and social media posts are not recommendations.
Legal and tax content
Explainers about Victorian property law, stamp duty, land tax, capital gains tax and government schemes are summaries of publicly available rules at the time of writing. They are not legal or tax advice. Rules change; confirm with the State Revenue Office of Victoria, the Australian Taxation Office, Housing Australia, or a solicitor, conveyancer or accountant.
Calculators and examples
Illustrative rates (for example 6.00% p.a.) are used for worked examples and are not offers. Calculator outputs are estimates only. Lending criteria, valuations, fees, insurance premiums and interest rates are set by lenders and insurers and vary.
No guarantee of approval
Nothing on this website guarantees that any loan will be approved. All applications are subject to lender assessment.
Last updated 1 September 2026.