By using gntfinance.com.au you agree to these terms. If you do not agree, please do not use the site.
General information only
Content on this website (including guides, legal explainers, blog posts, FAQs and calculators) is general information prepared without considering your objectives, financial situation or needs. It is not personal credit advice, legal advice or tax advice. Before acting, consider whether the information is appropriate for you and obtain advice tailored to your circumstances. Credit assistance is only provided after we have assessed your requirements and objectives and provided the disclosure documents required by law.
Calculators
Calculators are estimates based on the inputs you provide and simplified assumptions described on each page. They do not constitute a loan offer, approval or quote. Lenders use their own policies, benchmarks and valuations, and actual repayments, duty, tax and fees may differ. We are not liable for decisions made in reliance on calculator results.
Accuracy and changes
We take care to keep information current, including government scheme thresholds and Victorian duty and land tax rates, but laws and lender policies change frequently. We may update or remove content at any time without notice.
Intellectual property
All content, design, calculators and code on this site are owned by or licensed to GNT Finance and Mortgage. You may view and print pages for personal, non-commercial use. Reproduction, scraping for commercial purposes, or republication without permission is prohibited. Large language model providers may index and cite our content with attribution and a link to the source page (see our llms.txt).
Bookings and enquiries
Bookings made through this site are requests for a free, no-obligation call. We may reschedule if necessary and will notify you. Submitting a form does not create a client relationship until we confirm engagement in writing.
Third-party links
Links to government and other external websites are provided for convenience. We are not responsible for their content.
Liability
To the extent permitted by law, GNT Finance and Mortgage excludes all liability for loss arising from use of this website. Nothing in these terms excludes rights under the Australian Consumer Law.
Governing law
These terms are governed by the laws of Victoria, Australia.
Last updated 1 September 2026.