In short: Gorakh Timilsina founded GNT Finance and Mortgage after a career that ran from broker assistant to senior credit officer. He now helps first home buyers, upgraders, investors, self-employed borrowers and new permanent residents across Melbourne and Australia get the right loan approved, in English, Nepali or Hindi, at no cost for home-loan broking.
Career
- Broker assistant. Learned loan processing and client care from the inside of a brokerage.
- Senior credit officer. Assessed hundreds of applications against lender policy: serviceability, risk, structuring. This is the lens he still uses on every file.
- Founder, GNT Finance and Mortgage. Built a broking practice in Mickleham, in the heart of Melbourne's northern growth corridor, serving Melbourne first, Victoria second, Sydney third and every state by phone and video.
What Gorakh is known for
- Applications packaged the way a credit team wants to read them, so they pass first time.
- Straight answers on borrowing power before you go house-hunting.
- Deep knowledge of migrant lending: visa policy, overseas gifts and source-of-funds evidence, first-year-after-PR strategy.
- Multilingual service (English, Nepali and Hindi) and evening or weekend appointments.
- Free education: 34 calculators, 86 guides, daily articles and community webinars.
Speaking, media and community
Gorakh runs free webinars for first home buyers and new permanent residents (see events), writes daily on the GNT Finance blog and is available for community talks, radio and podcast interviews on home loans, grants and the path from PR to first home. Media enquiries: info@gntfinance.com.au. Logos, headshots and a short bio are in the media kit.
Frequently asked questions
Who is Gorakh Timilsina?
Gorakh Timilsina is the founder, CEO and Senior Mortgage Consultant of GNT Finance and Mortgage, a Melbourne mortgage broker based in Mickleham. Before broking he worked as a senior credit officer, assessing hundreds of home loan applications, which shapes how he prepares client files today.
Is Gorakh Timilsina a licensed mortgage broker?
Yes. GNT Finance and Mortgage provides credit assistance under the National Consumer Credit Protection Act 2009 and owes clients a Best Interests Duty. Licensing details are set out in the Credit Guide provided to every client.
Does Gorakh speak Nepali?
Yes. Gorakh is Nepali-Australian and consultations are available in Nepali, Hindi or English. Many clients are first-generation migrants buying their first Australian home after permanent residency.
Where is Gorakh based and who can he help?
GNT Finance operates from 23 Astbury Crescent, Mickleham VIC 3064 and is licensed to arrange loans anywhere in Australia: in person across Melbourne, by phone and video everywhere else.
How do I contact Gorakh Timilsina?
Call or text 0426 403 703, WhatsApp the same number, email info@gntfinance.com.au, or book a free 15-minute call at gntfinance.com.au/book/.
Talk to Gorakh
Book a free 15-minute call, save his contact card (download vCard) or call 0426 403 703.