PR pathway articles
The route from a temporary visa to permanent residency to a first home loan, stage by stage, with the lender policy that applies at each one.
The partner visa pathway to PR for Nepali couples: 820/801, 309/100 and the joint home loan
How the 820/801 and 309/100 partner visas lead to PR for Nepali couples, why joint finances help the visa and the loan, and buying…
English tests for PR: IELTS, PTE and OET for Nepali test takers
How IELTS, PTE Academic and OET scores map to competent, proficient and superior English points for Australian PR, plus a retake p…
Skills assessment for Nepali qualifications: VETASSESS, ACS, ANMAC, Engineers Australia and TRA
Which body assesses your occupation, the documents Tribhuvan, Kathmandu and Pokhara University graduates need, realistic timelines…
The skilled migration points test explained for Nepali applicants
How the skilled migration points test scores age, English, work experience, study and partner skills, with illustrative totals for…
Subclass 491 to 191: what Nepali families should know about the regional pathway
The subclass 491 regional visa leads to the permanent 191 after three years. What counts as regional, the residence and income rul…
Subclass 190 state nomination for Nepali applicants, state by state
How each Australian state nominates for the subclass 190 visa, the occupations Nepali applicants typically hold, and buying a firs…
Skills in Demand (482) to 186: the two-year PR pathway for Nepali workers
How the Skills in Demand 482 visa leads to PR through the 186 after two portable years with a sponsor, what a sponsor change means…
From student visa to PR: a roadmap for Nepali graduates in Australia
How Nepali graduates move from a 500 student visa to a 485 and on to PR via 190, 491 or employer sponsorship, the costs to plan fo…
A Nepali guide to Australian PR pathways in 2026, and what each means for buying a home
The main PR routes for Nepalese people in Australia in 2026 (189, 190, 491 to 191, 482 to 186, 485 and partner visas) and what eac…
How to get a home loan on a 482 or 491 visa
Yes, 482 and 491 visa holders can get a home loan in Australia. Which lenders say yes, the deposit needed, FIRB rules, Victoria's …
Ready to talk about your loan?
A 15-minute call is enough to tell you what you can borrow, which lenders fit and what to do next. No cost, no obligation.