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First home buyer articles

Everything a first home buyer in Melbourne needs, written by a former senior credit officer: grants, deposits, duty, pre-approval and the mistakes that cost people the property.

Buying your first home after PR in the Northern Territory: a guide for Nepali families
· First home buyers

Buying your first home after PR in the Northern Territory: a guide for Nepali families

New PR in Darwin or Palmerston? Nepali families' guide to the NT's HomeGrown and FreshStart grants, the $600,000 Guarantee cap, du…

Buying your first home after PR in the ACT: a guide for Nepali families in Canberra
· First home buyers

Buying your first home after PR in the ACT: a guide for Nepali families in Canberra

New PR in Canberra? Nepali families' guide to the ACT Home Buyer Concession Scheme, the $1,000,000 Guarantee cap, leasehold land a…

Buying your first home after PR in Tasmania: a guide for Nepali families
· First home buyers

Buying your first home after PR in Tasmania: a guide for Nepali families

Got PR in Hobart or Launceston? Nepali families' guide to duty-free established homes to $750,000, the $10,000 grant, the $700,000…

Buying your first home after PR in South Australia: a guide for Nepali families
· First home buyers

Buying your first home after PR in South Australia: a guide for Nepali families

New PR in Adelaide or regional SA? Nepali families' guide to the $15,000 grant, zero duty on new homes, the $900,000 Guarantee cap…

Buying your first home after PR in Western Australia: a guide for Nepali families
· First home buyers

Buying your first home after PR in Western Australia: a guide for Nepali families

New PR in Perth or regional WA? What Nepali families can claim: the $850,000 Guarantee cap, duty-free purchases to $500,000, the $…

Buying your first home after PR in Queensland: a guide for Nepali families
· First home buyers

Buying your first home after PR in Queensland: a guide for Nepali families

Got PR in Brisbane, the Gold Coast or regional Queensland? Nepali families' guide to the $1m Guarantee cap, zero duty on new homes…

Buying your first home after PR in NSW and Sydney: a guide for Nepali families
· First home buyers

Buying your first home after PR in NSW and Sydney: a guide for Nepali families

New PR in Sydney or NSW? How Nepali families can use the $1.5m First Home Guarantee cap, the $800,000 duty exemption and the NSW g…

Buying your first home after PR in Victoria: a guide for Nepali families
· First home buyers

Buying your first home after PR in Victoria: a guide for Nepali families

Just got PR in Victoria? What Nepali families need to know about the First Home Guarantee, stamp duty exemption, $10,000 grant and…

How soon after PR can you buy a home in Australia?
· First home buyers

How soon after PR can you buy a home in Australia?

You can buy a home the day your PR is granted if deposit, genuine savings, employment and credit file are ready. What lenders chec…

PR granted: the first 90 days financial checklist for Nepali families
· First home buyers

PR granted: the first 90 days financial checklist for Nepali families

Just got Australian PR? A 90-day money checklist for Nepali families: Medicare, tax file number, credit file, savings, super, budg…

From renting to owning: the budget shock checklist
· First home buyers

From renting to owning: the budget shock checklist

Your repayment is only part of owning. Council rates, insurance, owners corporation fees, maintenance and a rate buffer all land a…

Buying a home on a single income in Melbourne: a realistic plan
· First home buyers

Buying a home on a single income in Melbourne: a realistic plan

Buying on one income in Melbourne is realistic with the right loan size, scheme and property. Budgets, Help to Buy, guarantors and…

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