Rates and market articles
What each RBA decision actually changes on your repayment schedule, and what to do about it.
Spring selling season in Melbourne: a buyer's game plan for 2026
Spring brings more listings and more buyers to Melbourne. Get pre-approved, set an auction ceiling and sign off the plan before th…
How a 0.25 percentage point rate rise changes your repayments
A 0.25 point rate rise adds $65 to $162 a month on loans from $400,000 to $1 million. Repayment tables, how lenders stress-test yo…
RBA meeting on 29 September 2026: what borrowers should prepare for
A preview of the RBA's 29 September 2026 decision: cash rate 4.35%, CPI 3.5%, the big four split on timing, and what a 0.25% move …
Fixed or variable rate in late 2026: a decision framework, not a prediction
Should you fix, stay variable or split in late 2026 with the cash rate at 4.35%? A practical framework for Melbourne borrowers wit…
RBA September 2026 rate decision: what borrowers should do now
The RBA held the cash rate at 4.35% in August 2026 and meets again on 29 September. What Melbourne borrowers on fixed and variable…
Is now a good time to buy in Melbourne? A balanced 2026 view
Whether 2026 is a good time to buy in Melbourne depends on your deposit, income, time horizon and the schemes you qualify for, not…
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